Deep Background Checks
In the Bank: Thinkstream offers an instant, detailed, highly effective background checking service that banks, merchants and credit agencies can look to when it counts – before the loan is finalized or the check is cashed
With a single search, Deep Background Check offers loan officers the ability to accurately gauge whether applicants pose a threat. Are they who they say they are? Do they have criminal records? Is their credit tarnished? Thinkstream ferrets it out in a flash.
Thinkstream Deep Background Features
- Complete background check profile, quickly – Delivers a complete, up-to-the-minute history of each applicant, including any arrests, charges filed and disposition of those charges, credit history and demographic detail. Allows selective in-depth exploration of the details of any contact with the criminal justice system.
- Stops fraudulent activity from going place-to-place – Online database tracks fraudulent activity, to thwart repeat attempts.
- Verification of data from authoritative sources – Information is provided from the original data source owners – including local, state and national governments – not from stale lists or those purchased from unknown sources
- Tie in with Law Enforcement – Every fraud attempt (e.g. check writing or fraudulent loan accounts) is reported to Law Enforcement immediately and automatically.
- Saves money for your financial institutions – By blocking fraudulent transactions such as new account identity theft or fraudulent loan applicant prior to the transaction, millions of dollars – for which financial institutions are typically held responsible – can be salvaged.
- Easy to implement and use – requires little training because it can be up and running immediately. (no software installation, all secure online access) and operates like a typical web site.
|
Testimonials
"We had unacceptable losses last year because of counterfeit checks. If we’d had this system in place we would have lost nothing… I’m convinced Thinkstream will greatly reduce check fraud as well as the opening of fraudulent new accounts."
Screenshots
|
)
)
)